Money-Making Apps


This month, we introduce you to five apps that can make you a little extra money while going about your regular daily activities: shopping, clicking pictures, maybe taking a survey.

Taking advantage of these apps is an easy and pain free-way for you to build long-term wealth – parlaying the combined effects of compound interest and generating a little extra income when you can.  

In our APP LORE feature, we give an overview of what goes into the development of a successful app.





Take a survey … earn rewards!


With iPoll, completing a brief survey or writing a short product review gives you the chance to earn gift cards, airline miles, credits, magazine subscriptions and more. Paying in the range of $1 to $10 per survey, the more you participate, the more you earn. As soon as you accumulate $35 in your account, you can request a payout. First, simply provide some information about yourself and your buying habits, so iPoll can match you with appropriate surveys. Then the app provides you with opportunities based on your profile and, if the task involves an in-store visit, your location. You can be alerted as soon as a new survey is available, and there are more opportunities online at FREE




Invest automatically!


Mylo is a “round-up” app that lets you turn spare change into an investment for the future. When you buy a coffee or do your shopping, Mylo rounds up the total and invests the difference directly into a conservative, diversified ETF (exchange-traded fund) portfolio. Fifty cents on a ten dollar purchase might not seem like much, but it adds up! A great way to get started in investing, because you don’t need anything up front, and because it’s a form of “forced savings” that increases your investment automatically. Signing up involves a few questions to determine your profile (for example, your tolerance for risk), so investments suit your personality. FREE download; $1/month for investment account


Checkout 51: Grocery coupons


Get money back for shopping


Shopping and coupon apps often vary from country to country: Zweet and Cartsmart in Canada, and Fetch and Shopkick in the US, for example. Checkout 51 is a good, solid app that’s available in both regions. It offers lots of deals on common grocery and household items, with a list updated every Thursday, and top retailers from Costco to Whole Foods. After you make your purchases, all you have to do is click a photo of the receipt to redeem your offer. When you accumulate $20 in your Checkout51 account, they send you a cheque. It’s that easy! With no coupon snipping and sorting required, and easy searches for necessary items. Accounts limited to one per member and two per household. FREE




Spend and save at once


With the Ebates app, you can make money while shopping at any one of nearly 2,000 participating retailers, including Kohls, eBay, Walmart, Amazon, Macy’s, Sephora and more. Whether you’re shopping online or in-person, your purchases earn you cash back rewards. For online purchases, your web shopping is connected to your Ebates account, and you gather up the rewards as you go. Then, every three months, you get your payout via cheque or PayPal deposit. When shopping in person, once you’ve linked your credit card to the app, your cash back is automatically be credited to your account. You can even get in-store cash back at stores like Bed Bath & Beyond, Macy’s, JCPenney and others. Additionally, you get a $10 welcome bonus when you sign up, and $25 for every friend who signs up and uses the Ebates service. There’s even $1 cash back on every Lyft ride, plus a $20 bonus when you take your first Lyft ride through Ebates. FREE




Turn your photos into money!


If you love to take pictures and want to earn money from your hobby, Foap is simplicity itself. Just upload photos directly from your iPhone or Android device, or through other apps like Instagram and Flickr, and sell them directly through Foap Market. You can even create a web portfolio so potential buyers can see all your work. Each shot costs buyers $10, and creators take a 50% commission. Once the money has been transferred into your bank account, cash-out is easy thanks to Foap’s PayPal integration. Foap Missions are another way you can make money with the app, by selling your own product photos to top brands all over the world, for rewards starting at $50. And Foap partners with other sales sites, including Getty Images, allowing you to distribute your photos to an ever wider audience. FREE


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